Kopkars Mobile

Features Kopkars Mobile

Kopkars Mobile is a mobile application with a one stop solution concept and a cooperative platform that relies on digital technology.
As one of the service applications from PT.
CUSO Digital Indonesia, Kopkars Mobile is not open to the public!
only members of the PNJ Employee Cooperative can access this application to carry out all activities of Cooperative financial transactions, information, promotions, PPOB and business space (Marketplace) on the features provided by the application using an android smartphone.Application Features:1.
Fill in the Balance/Topup via Bank or Savings at the Cooperative2.
Transfer to Bank, Members can transfer money anywhere in real time3.
Cooperative Balance/Deposit Info, Check Deposit Balance, Loan and Deposit or installment via mobile apps, real time and fully integrated with the CUSO CORE System.4.
PPOB purchases such as: credit & data packages, PLN Tokens5.
Payment of PPOB Bills such as: BPJS, Postpaid PLN, Telkom Group6.
Invite Members, Members can register family, relatives, friends to become members without having to come to the cooperative office, anytime and anywhere.7.
Apply for a loan that can be done via mobile and will be KYC by the PNJ employee cooperative (Jakarta State Polytechnic) before the loan is approved.Min Payment Period : 5 MonthsMax Payment Period : 36 MonthsAPR : 10.2% - Max 10.5% p.aLoan value IDR 1,000,000 - IDR 20,000,000Admin fee of 1% (max IDR 100,000)Defrosting Simulation:Loan value Rp10,000,00012 months tenorAdmin fee 1% of the total loanDisbursement Value (received) IDR 10,000,000 - 1% = IDR 9,900,000Installment Simulation:Principal : IDR 10,000,000/12 = IDR 833,400 per monthInterest : IDR 10,000,000 x 10.2% /12 = IDR 85,000 per monthSo, the amount of installments per month is IDR 918,400 per monthThe refunded amount is IDR 11,020,000 (Monthly installment x tenor)8.
Pay Scan QR (Pay by Scan QR, Transfer to Fellow Users, Activity Attendance)9.
Promotions / Advertisements10.
News11.
Product Info and Asset Info, Members can directly know/control the Development of Cooperative Assets and Products12.
Business Space (Marketplace)13.
Support14.
Transaction History